For families with a permit driver
Most insurers charge nothing extra while your teen holds a permit. The month they get licensed, the average family premium jumps 134%. You have the entire supervised period in between. Let's put it to work.
Drividend is a free iPhone and Android app that logs supervised permit hours automatically and scores each drive, so a new driver reaches license day with a real driving record instead of a blank one.
Most carriers cover a permitted driver at no additional cost. Your bill hasn't moved.
Supervised driving your state requires. Every one of those hours can count for something.
The average premium increase once a teen drives alone. This is the day to be ready for.
How it works
Add your teen as a household driver and it starts on the next trip. Nothing to launch, nothing to remember, nothing to write down.
Drividend spots the trip on its own and logs it. Date, duration, day or night, and the conditions your state asks about. Nobody has to remember anything.
Every driver in the family on one leaderboard, parents included. It's a lot easier to talk about safe driving when you're both on the board.
Export a dated, organized log for your DMV appointment instead of reconstructing eight months from memory.
From the first supervised mile. By license day they've got months of evidence behind them, not a blank page.
Why the score matters
New drivers pay the most because insurers have nothing to go on. No record, no history, so they price the worst case and everyone pays it.
Every supervised drive between now and license day is a chance to build the thing that answers that. Smooth braking. Steady speed. Real hours at night. Months of it, from the very first trip.
By the time your teen is licensed, they'll have something almost no new driver has: proof. A driving record they earned before anyone asked them for one.
What you do with it is entirely up to you. It's yours to keep, yours to show, yours to sit on. The only thing that matters today is that it exists by then.
The Drividend rule
Your teen's score is theirs, and it travels with them at 18. Nobody can take it back or lock it away.
You decide if it's ever used to shop for a rate, and when. That's your call to make and nobody else's.
Braking, speed, hours, time of day. The things that actually say whether someone is a good driver.
Questions
If license day is coming up, see what is next for newly licensed drivers.
If you are rethinking your policy, read our guide on how to choose a car insurance deductible.
Get started
Install Drividend, add your teen as a household driver, and the next drive logs itself. About a minute to set up, and then it just runs.
Free forever. iPhone and Android.
About the numbers. Supervised driving requirements range from 20 to 70 hours depending on your state. The 134% figure is a published industry average for adding a newly licensed teen driver and varies by state, carrier, vehicle, and driver, so your own change may differ. Most insurers do not charge extra during the learner's permit period, but confirm this with your carrier.
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