Drividend is a CarPlay/Android-auto native, household-aware telematics + engagement platform. No hardware. No dongles. Just mobile-first driver insights your underwriting and claims teams can use.
The gaps Drividend is built to close.
Loss ratios are creeping up, and traditional underwriting signals haven't kept pace with how people actually drive.
A policy covers a household, but most telematics products only see the primary driver. Teen + secondary drivers go unscored.
OBD dongles and aftermarket installs cost real money, hurt enrollment, and create a support tail. Most customers never plug them in.
App-first. Hardware-free. Built to play nicely with your stack.
iOS + Android. CarPlay-aware on iPhone for richer trip detection. Onboarding takes about 90 seconds.
Hard braking, rapid acceleration, sharp turns, speeding — all detected on-device and synced to per-driver safety scores.
Custom dashboard with the metrics that matter to your underwriting, claims, or retention team. CSV + API exports included.
The trip detection works the moment a driver opens the app. No dongles to ship, no installs to schedule, no support burden on you.
Households can invite secondary drivers, including teens, with parent-supervisor relationships built in. You see the whole policy, not just the primary.
Driver-state inference, route-pattern classification, and risk modeling are first-class. Most legacy telematics ship raw events; we ship signal.
Most telematics programs fail at engagement because drivers feel surveilled. Drividend is consent-first — drivers choose what to share, when, and with whom. That respect is exactly why drivers stay active, which is what your retention, household coverage, and underwriting signal all depend on.
Drag the sliders to see the directional savings band telematics engagement programs typically produce. The 90-day pilot is what replaces this estimate with a real number for your book.
Actual savings vary by book mix, engagement rate, claim frequency, and how aggressively the program is integrated into renewals. The 90-day Drividend pilot is structured to measure your specific case — not promise a number we can't yet defend.
A 2-minute walkthrough of the driver app and the admin analytics surface.
Want screenshots before the call? Reply to a founder email with what you're most interested in (underwriting, claims, retention, teen safety) and we'll send the specific views.